I had been in the US for just a year, with just over a year of credit history and work history. I still wanted a jumbo loan with less than 20% down. Nearly all the other lenders rejected my case outright. But Naeem and George of Calcoast were open and responsive. They took my case seriously, negotiated with multiple lenders, got the necessary exceptions approved and gave me a good deal on my first and second mortgage for a new purchase. I was already working with another lender and these guys were the backup. Even after making this clear to George, he was still as diligent as ever and went through the entire process till the very end. He answered my call at all times, gave me the correct advice and kept me well informed on all options as well as helped me mitigate different risks, even though he knew that I was working with another lender. I would definitely recommend him for anything related to home finance! Thanks George and Naeem for all your help!